Title & Settlement

What You Need To Know

Why Title Insurance?

When purchasing a home or other real estate, you actually don't receive the land itself. What you acquire is title to the property, which may be limited by rights and claims asserted by others.

A one-time premium safeguards your property from actual loss resulting from any risk covered by your policy, up to the amount of the policy, and provides defense costs also, unless specifically excluded.

Hidden Title Hazards

• A forged deed that transfers no title.
• Mistakes in the public records.
• Outstanding mortgages, judgements and tax liens.
• Documents executed under fabricated or expired powers of attorney.
• Previously undisclosed heirs with claims against the property.
• Deeds by persons of incompetent mind.
• Deeds by minors.
• Discovery of will of apparent intestate.
• Duress in execution of documents.